Property ROI calculator

Models cash-on-cash return, cap rate, and payback period for a vacation rental investment — given purchase price, financing, and operating numbers.

Inputs

Result

Cash-on-cash 27.8% · Cap rate 13.2% · Payback 3.6 yrs.

Cash invested
$113,000
Net operating income (NOI)
$56,000
Annual cash flow
$31,400
Cash-on-cash return
27.8%
Cap rate
13.2%
Payback period
3.6 years

Powered by StayFlow — the operating system for short-term rentals.

What does the Property ROI calculator do?

Models cash-on-cash return, cap rate, and payback period for a vacation rental investment — given purchase price, financing, and operating numbers.

Frequently asked questions

What's a good cash-on-cash return for a vacation rental?
8–15% is solid; 15%+ is excellent. Anything under 6% rarely justifies the operational work of an STR.
Is cap rate or cash-on-cash more important?
Cap rate compares properties regardless of financing. Cash-on-cash reflects your actual return given your loan.

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