Does Airbnb require a security deposit?

No — Airbnb's Aircover protection has replaced security deposits on most listings. Claims are filed through the resolution center within 14 days.

Security Deposits

Security deposits hold guests financially accountable for damage. Airbnb's Aircover replaces traditional deposits; direct-booking hosts typically pre-authorize $200–$1,000 per stay. This is the StayFlow playbook used by thousands of short-term rental hosts in 2026.

What is security deposits?

Security deposits hold guests financially accountable for damage. Airbnb's Aircover replaces traditional deposits; direct-booking hosts typically pre-authorize $200–$1,000 per stay.

Key takeaways

Direct-booking deposit range: $200 – $1,000
Airbnb Aircover coverage: Up to $3M
Claim approval rate: ~62%
Filing claims without dated photos — auto-denied.
Going around the platform — voids Aircover protection.

Benchmarks

Metric	Value
Direct-booking deposit range	$200 – $1,000
Airbnb Aircover coverage	Up to $3M
Claim approval rate	~62%

Step-by-step playbook

Step 1
Step 1
Photograph every room before each guest arrives — timestamped.
Step 2
Step 2
File any claim within 14 days of checkout (Airbnb requires this).
Step 3
Step 3
Get a contractor estimate or replacement invoice before filing.
Step 4
Step 4
Communicate through the platform — never offer cash settlements.

Common mistakes to avoid

Filing claims without dated photos — auto-denied.
Going around the platform — voids Aircover protection.
Padding the claim — Airbnb's review team flags it and the whole claim is denied.

Frequently asked questions

Does Airbnb require a security deposit?: No — Airbnb's Aircover protection has replaced security deposits on most listings. Claims are filed through the resolution center within 14 days.